E CONTENT -- Aug 24 -- The 13% of Americans using the Internet who do not have a credit card now have an alternative. Bill2Phone is a real-time payment solution that processes payments through a consumer's phone bill. Bill2Phone, which launched in early 2007, targets Internet-exclusive purchases, such as online dating services and music downloads. The company has partnered with over 1,400 local telephone companies, giving it access to more than 140 million households, including the difficult-to-reach unbanked and underbanked market sectors. FULL ARTICLE @ E CONTENT